Status Transitions

Credit Card transaction statuses

OPEN - Credit Card transaction has been created. This is the initial status.
AUTHORIZED - Credit Card payment is authorized.
SUCCESS - Credit Card transaction has been successfully paid.
CANCELLED - Credit Card transaction has not succeeded; cancelled by the consumer.
EXPIRED - Credit Card transaction has not succeeded; expired.
FAILURE - Credit Card transaction has not succeeded; unknown reason.

Status Transitions

The diagram below shows all state transitions a Credit Card transaction could go through.

Once a Credit Card transaction has been created the status will be OPEN. While the state of a Credit Card transaction is OPEN a consumer can try to make a payment with it.

Once a payment is successful, the transaction status will transition to SUCCESS. This is the happy-flow. At this point the consumer has paid and the funds will eventually make its way to your accounts.

It can also happen that the payment of a transaction has been authorized, but not yet paid, in this case the status will be AUTHORIZED. Eventually it can transitions to SUCCESS.

Of course there are other possibilities as you will have seen in the state diagram.

It could transition to CANCELLED if the consumer did not complete the payment and instead clicked on the cancel button.

It could transition to EXPIRED if the expiresAt timestamp has been reached and the transaction is still OPEN.

It could transition to FAILURE if the payment failed.